Category Archives: Basics

With unemployment remaining high, its likely that credit card defaults will remain a problem for the U.S. economy for the near future. In 2009, most major credit card company saw default rates among their customers reach figures above 10 percent. … Continue reading →

Credit cards have become a ubiquitous part of the American economy. More than 145 million citizens use them, and businesses often have multiple credit cards account. While most people are aware that they’ll have to pay a price in the … Continue reading →

When making any deal, you should make sure you know the terms and read the fine print. Credit card agreements have a lot of fine print, and the APR, or annual percentage rate, is a big part of it. The … Continue reading →